Preheat oven to 350 F. Line a baking sheet with aluminum foil.
Beat the eggs in a large bowl. Add the crushed crackers, onion, bell pepper, milk, salt, pepper and cheese. Mix well.
Add the ground beef and combine. Transfer to the foil-lined pan and shape into a loaf that is 2-3" thick,
Bake for 30 minutes.
Mix the topping ingredients and brush over the top of the loaf. Bake for another 30 minutes or until the internal temperature reaches 160 F.
Let stand for 10 minutes before slicing and serving.